One free app for all your money
Every reward. Every deadline.
The right card, every time you pay.
KreditWiz picks the best card at checkout, catches the rewards and renewals you’d have missed, budgets without a spreadsheet, and answers any money question — all in one app, free for founding members.
Every purchase, return & warranty from the cards, banks & stores you already use — tracked in one place.
At checkout
The right card, before you swipe.
KreditWiz reads the merchant, checks every card in your wallet, and names the one that earns most — by category, bonus, and active offer.
It knows because it reads your receipts line by line — not just the merchant, the actual items — so the category is never a guess.
See it in action- Wholesale rewardsUse this — earns most here4%
- Everyday cashback2%
- Travel points1×
- $200 sign-up bonusSpend $80 more · 6 days left
- Amazon return window3 items · closes tomorrow
- 5% rotating categoryActivates this quarter
Every month
See what the wrong card costs you.
Most people leave $200–$600 a year on the table. KreditWiz counts it, catches expiring bonuses and return windows, and tells you before the deadline — not after.
Find yours freeAnytime
Ask your money a question. Get an answer.
“Can I afford a $900 flight this month?” — KreditWiz answers with a real forecast you can act on, not a dashboard you have to read.
Yes — with room to spare. You'll have $1,240 left after your usual spend and bills this month.
Based on your last 3 months of receipts and recurring bills.
One app
Everything four apps used to do.
Budgets, net worth, cards, and receipts in one calm place — so you can finally cancel the $40-a-month stack.
Always watching
Kill the subscriptions you forgot about.
Free trials, quiet price hikes, duplicate charges — surfaced and ranked by what they actually cost you, cancellable in a tap.
Cut the waste free- Streaming bundlePrice hiked +$3/mo$216Cancel
- Fitness appFree trial ends in 2 days$180Cancel
- Cloud storage ×2Duplicate — you have two$120Cancel
Your money, wherever it lives
Link accounts across the world.
Connect your banks through secure, bank-approved open-banking — no passwords ever touch KreditWiz. Where live linking isn’t available yet, import a statement in seconds.
Early access
Be one of the first 100.
KreditWiz is opening to a small group of founding members. Join now to help shape the app — and lock in free access for life.
Free for founding members.
The first 100 members join free, for life. After that, a small monthly fee keeps KreditWiz independent — we make money when a card you choose to apply for approves you, never by selling what we know about you.
Free for founding members.
- Best-card picks at every checkout
- Reward, bonus & deadline alerts
- Budgets, net worth & receipts in one place
- The AI money assistant, unlimited
- Subscription & waste detection
Free for the first 100 members. We never sell your data.
Stop overpaying to spend your own money.
Get the right card, every reward, and one quiet app — free.
Free for the first 100 members. We never sell your data.